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Structure fire in Fort Walton Beach, no injuries

FORT WALTON BEACH   --  Fire ripped through a home in Fort Walton Beach this morning.
It started inside a home on Holmes Boulevard just before eight o'clock.
   
No one was home at the time.
The homeowner had left for work.
A neighbor saw smoke coming from the house and called the fire department.
   
They had the fire out in about 30 minutes.
But they say the inside is a total loss.   
   
No word what caused the fire.
The State Fire Marshal is investigating, but right now it appears to be accidental.