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Check the house for cold weather savings

It may not snow often here in the Sunshine State -- but we still get some pretty chilly weather. So here are a few tips to keep your energy bills down as the temperature drops.

First you may want to make a call to your utility company and ask if they have any special seasonal programs. Then, take a walk around your home.

"Always you want to do an annual check around your windows and your doorways to make sure your weatherstripping is sitting nice and tight. Your windows are caulked nice and tight. That's so cheap and easy, and it's a real great do-it-yourself project."

Consider a wrap for your hot water heater. It'll keep it warmer -- taking less time to heat that water. And ask yourself, does the water need to be that hot? An inexpensive hot water gauge can test your tap water. For most, water in the 120 to 130 degree range should be adequate, not just to avoid the extra energy spent, but also for safety.